This User Agreement outlines your responsibilities when using our platform.

1. Acceptance of Terms

By registering on Fintrak Limited, you agree to abide by:

• These Terms

• Privacy Policy

• AML/KYC Policy

• Refund Policy

2. User Responsibilities

You agree to:

• Provide accurate details

• Keep login information secure

• Use the platform lawfully

• Report unauthorized activity

• Comply with loan repayment terms

3. Prohibited Activities

Users may not:

• Commit fraud

• Create multiple fake accounts

• Use stolen financial information

• Engage in money laundering

• Interfere with platform operations

4. Service Modifications

We may modify, update, or discontinue any service without prior notice.

5. Account Suspension

Your account may be suspended for:

• Incomplete KYC

• Fraudulent behavior

• Non-repayment of loans

• Regulatory instructions

6. Governing Law

All services are governed by the laws of the Federal Republic of Nigeria.