Fintrak Limited is a leading fintech company focused on providing seamless solutions in payments, finance, global remittances, and digital innovations. Our mission is to deliver financial confidence and convenience through secure, modern technology.



With the FinTrak personal loan calculator, you can estimate how much you need to pay monthly, your interest & total payment
Calculate your loan payments accurately with our professional calculator
Estimate your investment growth over time
These figures are estimates, kindly refer to the app for a more precise calculation.
Just like transfer to your friends, you can easily pay in 600,000+ local shops with PalmPay and earn up to ₦500 cashback everyday.
Simply create an account, complete your profile, and submit your loan application online or through our mobile platform. Approval is processed within minutes.
We provide multiple flexible loan options, including:
Personal Loans
Salary Advance Loans
SME & Business Loans
Asset Financing
Micro-Loans & Instant Cash Loans
Most loan applications are processed within minutes using our AI-driven credit scoring system.
No. Many of our loans—such as personal loans and salary advances—are collateral-free.
Some assets or business loans may require supporting documents depending on the amount.
We offer flexible repayment plans, including weekly, bi-weekly, or monthly payments based on the type of loan.
Interest rates depend on the loan category, amount, and your credit profile.
All rates are transparent with no hidden fees.
Fintrak Limited is a leading fintech company providing secure digital payments, fast loan solutions, global remittance services, and innovative financial technology for individuals and businesses. We are committed to making financial access simple, reliable, and affordable.